Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and income
  • Account balances and Account transactions
  • Payment History and Credit history
When you are no longer our member we continue to share your information as described in this notice.
How? All financial companies need to share member's personal information to run their everyday business. In the section below, we list the reasons financial companies can share their member's personal information; the reasons Diamond Credit Union chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Diamond Credit Union share? Can you limit this sharing?
For our everyday business purposes- such as to process your transactions, maintain your accounts(s), respond to court orders and legal investigations, or report to credit bureaus YES NO
For our marketing purposes- to offer our products and services to you. YES NO
For joint marketing with other financial companies YES NO
For our affiliates' everyday business purposes- information about your transactions and experiences. NO WE DON'T SHARE
For our affiliates' everyday business purposes- information about your creditworthiness NO WE DON'T SHARE
For non affiliates to market to you- NO WE DON'T SHARE
Questions? Call-800-593-1000 or go to www.diamondcu.org
Who we are
Who is providing this notice? Diamond CREDIT UNION
What we do
How does Diamond Credit Union protect my personal information? To protect your personal information from unauthorized access and use, we user security measures that comply with federal law. These measures include computer safeguards, secured files and buildings along with https protocol and utilization of session cookies to validate client sessions.
How does Diamond Credit Union collect my personal information? We collect your personal information, for example, when you
  • Open an account or deposit money
  • Apply for a loan or pay your bills
  • Use your credit or debit card
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit sharing? Federal law gives us the right to limit only
  • Sharing for affiliates' everyday business purposes-information about your creditworthiness
  • Affiliates from using your information tomarket to you
  • Sharing for non affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Affiliates Companies related by common ownership or control. THey can be financial and non financial companies.
  • Diamond Credit Union does not have any affiliate companies.
  • Non-affiliates Companies not related by common ownership or control. THey can be financial and non financial companies.
  • Non-affilitates we share with can include consumer reporting agencies, data processors, and compaies that perform marketing or other services on our behalf
  • Joint Marketing A formal agreement between non-affiliated financial companies that together market financial prodcts or services to you
  • Our joint marketing agreemtns include companies such as those that provide securities, insurance, and mortgage services